A Master’s thesis in Financial and Banking Sciences was defended at the College of Administration and Economics by the student Ahmed Abdul-Salam Omar, entitled:
“The Impact of Financial Intelligence on Achieving Banking Stability – An Empirical Study on a Sample of Iraqi Banks.”
The thesis was supervised by Asst. Prof. Hader Sabah Shueir.
The examining committee consisted of:
- Prof. Dr. Jamal Hdash Mohammed – Chair
- Asst. Prof. Dr. Sinan Abdullah Harjan – Member
- Asst. Prof. Mazen Noaman Abdullah – Member
- In addition to the supervisor, who also served as a member.
The study aims to analyze the impact of financial intelligence on achieving banking stability in a sample of private Iraqi banks during the period (2014–2023). The research problem is centered on the extent to which the components of financial intelligence—represented by value creation (Economic Value Added) and money generation (Net Profit)—contribute to supporting banking stability indicators, including credit risk, profitability, liquidity, and capital adequacy.
The findings revealed a noticeable disparity in the level of financial intelligence among banks and its reflection on stability indicators, particularly profitability and liquidity. The performance of Iraqi Islamic Bank and Elaf Islamic Bank showed relative improvement, whereas Kurdistan International Islamic Bank and United Investment Bank experienced significant fluctuations in performance.
The thesis recommends strengthening the applications of financial intelligence by developing employees’ analytical skills, enhancing financial analysis tools, and improving the quality of financial reports and information. Such measures would contribute to enhancing banking stability and supporting sustainable economic growth in Iraq.
The defense session was attended by Asst. Prof. Dr. Khattab Omran Saleh, Assistant Dean for Scientific Affairs, alongside a number of faculty members and postgraduate students.
